Cashflow Manager Gold Review: Features, Pricing, and Alternatives

Cashflow Manager Gold — Review: Features, Pricing, and Alternatives

Key features

• Core bookkeeping: Income/expense recording, GST handling, general ledger, BAS/tax reports.
• Payroll (Gold): Unlimited employees, Single Touch Payroll (STP) submission (SuperChoice integration).
• Invoicing & AR/AP: Create/send invoices, track receivables and payables.
• Bank reconciliation: Reconcile accounts; optional Bank Feeds (+AU\(5/month).</li> <li><strong>Inventory & suppliers:</strong> Basic stock tracking, purchase/supplier management.</li> <li><strong>Assets & loans:</strong> Fixed-asset tracking and loan schedules.</li> <li><strong>Reporting & budgeting:</strong> Standard financial reports, cashflow forecasting and budgets.</li> <li><strong>Support & deployment:</strong> Windows-first desktop app (Mac via extra software), Australia-based phone/email support and knowledge base; 30‑day free trial (no card required).</li> </ul> <h3>Pricing (Australia, current offer)</h3> <ul> <li>Monthly: AU\)51 / month (minimum 12-month term) for Gold.
• Annual: AU\(553 / year (saves about AU\)59 vs monthly).
• Optional: Bank Feeds ~ AU\(5 / month.</li> <li>Note: Free 30-day trial includes most Gold features but excludes Bank Feeds and some payroll compliance features.</li> </ul> <h3>Strengths</h3> <ul> <li>Simple, small-business–focused UI; quick setup and basic workflows.</li> <li>Includes STP payroll and Australian tax/BAS support.</li> <li>Australian-based support and resources.</li> </ul> <h3>Known weaknesses & cautions</h3> <ul> <li>Mixed user reviews: some report STP errors and frustrating customer-service/refund experiences; others praise support.</li> <li>Transition to subscription model has led to complaints about access to legacy data for some users.</li> <li>Less feature-rich ecosystem and integrations compared with cloud-first competitors (e.g., Xero).</li> <li>Windows-native design — Mac users need workarounds.</li> </ul> <h3>Alternatives (short comparison)</h3> <div class="vVit0JSoZ8XlfJeykNy8" node="[object Object]"><table><thead><tr><th>Product</th><th style="text-align: right;">Best for</th><th>Notes</th></tr></thead><tbody><tr><td>Xero</td><td style="text-align: right;">Cloud-first growing small businesses</td><td>Strong integrations, multi-user cloud access, more modern ecosystem; starts ~AU\)25/month. QuickBooks Online Small businesses wanting scalable cloud accounting Broad feature set and many third‑party apps. Reckon Australian SMBs wanting desktop + cloud options Local provider with payroll/BAS features. MYOB Established Australian payroll/BAS workflows Good payroll and compliance, varied pricing tiers.